Tag Archives: home

Tara Mortgage Services Featured Blog: Severe Weather and Your Mortgage…What to Expect and How to Prepare!

DHREA 12/03/2019
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(Every week we feature a blog from one of our fantastic affiliates, Tara Mortgage Services!)

Across the U.S., severe weather is disrupting daily life. From hurricanes to heavy snow, torrential rains and flooding, cold snaps and other extremes seem to be affecting every corner of our country.

Even if severe weather hasn’t affected you directly, it serves as a reminder that we all need to be prepared should nature take a turn for the worse. The first place to start –put together an emergency kit.

Keep in mind that your emergency kit needs contain enough supplies to maintain you and your family for at least 72 hours without transportation, food, electricity, or water. Customize your kit according to needs and family size but here is a basic list to help you get started building your kit:

One gallon of water or more per day, per person.

  • Three days’ worth of non-perishable, ready-to-eat food. Remember the can opener!
  • First aid kit
  • Cell phone, charger, and backup battery
  • Flashlight with extra batteries
  • Personal care items such as toilet paper, soap, moist towelettes, paper towels, toothbrush and toothpaste, hand sanitizer.
  • Tools such as screwdrivers, pliers, wrenches as you may need to turn off utilities.
  • A few changes of clothes, shoes, and jackets.
  • Important family documents in a watertight bag (or scan and store in cloud-based storage.)
  • Sleeping bags, pillows, blankets
  • Large plastic sheets and duct tape in case you need to make an emergency shelter.
  • Medication, extra eyeglasses, eye solution, etc.

Of course, those are just basic suggestions. There are products such as water purifiers, “space blankets,” pop-up shelters, and other innovations that you may want to consider for your kit.

Remember your pets need a kit too! Here are some ideas for a simple emergency kit for pets:

  • Medication and documentation for your pet
  • First aid kit
  • Non-perishable pet food
  • Collar and leash
  • Cat litter
  • Bottled water and bowl.
  • Where to Store Your Emergency Kit

The best place to store your kit is in a dark, dry, and cool place. Make sure everything is in an airtight, plastic container and easily accessible. Though a basement may seem like a convenient place, retrieving it in an emergency (or flood!) could make it impossible. You’ll also want to make sure that everyone in the family knows where the kit is located.

Remember to check it every year to ensure everything is still in good repair and the food has not expired.

What about your home and mortgage?

There are federal, state, and private programs that you can use to help repair your home and provide temporary housing if needed. Depending on the disaster, the location, and whether it has been declared a state of emergency, you may qualify for federal aid from FEMA. Private home and disaster insurance (this is separate from the insurance you may have on your mortgage) also provides much-needed assistance during times of disaster.

Your mortgage payments may also qualify for forbearance or partial payment. Call Tara Mortgage Services for more information.

At our office, we don’t just work with loans, we work with people –that’s why we feel it’s important that you prepare for an emergency. And please, forward this information to friends and family!

Alex Deacon’s Pittsburgh Landlord Group meets this Thursday, March 14th! Come network with other landlords as we continue last month’s conversation: Tenant Screening!

Tenant Screening II

Thursday, Mar 14, 2019, 6:00 PM

552 Washington Ave
552 Washington Ave Carnegie, PA

20 Members Went

Last month we had a Q and A about tenant screening and we ran out of time. Its such an important topic so this Thursday we will continue our conversation. One of our members is bringing a version of Landlord software that we can all use. If you have 1 unit or 100 units you can use this software which he is now currently using and its a very reasona…

Check out this Meetup →

Network with over 650 Real Estate Investors! Join Alex Deacon’s Real Estate Networking Group on MeetUp.com, and be one of the first to receive updates on upcoming events!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
668 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

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🎈SECOND CHANCE SPECIAL! 🎈 Beautiful Bellevue Home With Breathtaking Renovations!

DHREA 13/02/2019

This home is GLORIOUS! After you view the slideshow below, click this link for a full picture gallery and property details, and contact Ashley Sells Pittsburgh for a showing!

Are you attending Alex Decacon’s upcoming FREE networking workshops? Click the links below to join Alex’s Real Estate and Pittsburgh Landlord groups on MeetUp.com, and RSVP to these great events!

Pittsburgh Landlord Group

Carnegie, PA
88 Members

This is a great venue for Real estate investors, real estate agents and property managers to expand your knowledge and to help others in the field of being a landlord. We will…

Next Meetup

Screening Tenants

Thursday, Feb 14, 2019, 6:15 PM
18 Attending

Check out this Meetup Group →

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
637 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

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NEW LISTING! Fantastic Mt. Washington home fully remodeled by Shannon Staley & Sons!

DHREA 09/01/2019

If you don’t appreciate the job Chris Ciccarelli – Realtor and Shannon Staley and Sons did with this home in Mt. Washington, you might want to check your pulse!

Ok, maybe we’re overselling a little. Dramatic catchphrases aside, take a quick glance at the unbelievable work Shannon Staley and Sons put into this home by viewing the slideshow below, and click this link for full property details! 😎

Connect with over 600 other Real Estate professionals! Join Alex Deacon’s Real Estate Networking Workshop group on MeetUp.com today, and be the first to receive updates regarding Alex’s FREE monthly workshops!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
605 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Next Meetup

Detailed Game plan from A-Z for your next Buy and Hold

Saturday, Jan 12, 2019, 10:00 AM
42 Attending

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

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🎈 NEW LISTING! 🎈 Starter home or investment opportunity in Glassport!

DHREA 05/01/2019

Contact Corey Drexler about this amazing brick home! Newer furnace, water heater, plumbing, electrical and all new duct work. Roof approximately. 6 years old. Remodeled kitchen with marble countertops and newer appliances. Watch the slideshow, and click this link for full property details!

Don’t miss Alex Deacon’s first FREE Real Estate Networking Workshop of 2019! Click the box below to reserve your seat in the room!

Detailed Game plan from A-Z for your next Buy and Hold

Saturday, Jan 12, 2019, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

18 Members Attending

This is a great session for those who want to buy and hold. This will give you an idea of realistic expectations that you can count on for your current and your future investments. We will look at some of my current and past buy and hold properties and take a close look to see what mistakes and successes I had made and lets learn from those and com…

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

Read 

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🚨🚨 OPEN HOUSE SUNDAY, JANUARY 13TH! 🚨🚨 Come out and see this freshly renovated brick home in Pleasant Hills!

DHREA 05/01/2019

This newly remodeled four bedroom, two full bathroom is back on the market! Come out to Pleasant Hills next Sunday, January 13th, and see this wonderful home and newly finished basement.

Sean Sabina will be hosting this open house! Contact Sean for more details regarding the event, check out the slideshow below, and click this link full property details!

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

Don’t miss Alex Deacon’s first FREE Real Estate Networking Workshop of 2019! Click the box below to reserve your seat in the room!

Detailed Game plan from A-Z for your next Buy and Hold

Saturday, Jan 12, 2019, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

18 Members Attending

This is a great session for those who want to buy and hold. This will give you an idea of realistic expectations that you can count on for your current and your future investments. We will look at some of my current and past buy and hold properties and take a close look to see what mistakes and successes I had made and lets learn from those and com…

Check out this Meetup →

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#TaraMTG Tuesdays: What You Must Know About Rent-To-Own Homes!

DHREA 04/12/2018

(Every Tuesday we feature a blog from one of our fantastic affiliates, Tara Mortgage Services!)

 

If you’ve browsed home sale listings, you’ve probably seen ads for “Rent-to-Own or “Lease-to-Own” homes. These agreements are similar to traditional rental contracts. However, they also give you an option to purchase the rental home.

Curious as to what renting-to-own involves or wondering if it’s a good option for you? Read on to understand the details of a rent-to-own contract and contact us for personalized mortgage advice.

The Anatomy of Rent-To-Own Contract

A rent-to-own contract usually has two parts to the agreement: a standard lease agreement as well as a separate document that outlines your option to buy. Both documents may be incorporated into one document or they exist as two separate ones.

Rent Agreement

In the rental part of the rent-to-own arrangement, it’ll state that the property will remain as the landlord property unless you choose to exercise the right to purchase the home. While this document will include language that mentions “purchasing,” this is still foundationally a rental agreement. It is not a purchase agreement. Just like any other standard lease agreement, it will include terms concerning the amount of rent to be paid, lease period, and outline the repair and maintenance responsibilities of the landlord.

Purchase Agreement

This difference is most notable in the rent that you’ll pay, as we mentioned above. You’ll still be required to make timely monthly payments, but the amount will be substantially higher than the rent of a similar property. This “extra” amount that you pay is usually put into an escrow account as part of your option to buy. It’s the landlord responsibility to set aside this additional portion of the rent aside to apply toward the principle or to refund it should you decide to purchase.

Your Rights and Obligations

Lease-to-own arrangements have unique features that differ from common lease agreements. This difference is most notable in the rent that you’ll pay, as we mentioned above. You’ll still be required to make timely monthly payments, but the amount will be substantially higher than the rent of a similar property. This “extra” amount that you pay is usually put into an escrow account as part of your option to buy. It’s the landlord responsibility to set aside this additional portion of the rent aside and apply toward the principle of the house or refund it to you upon purchase.

In a way, you’re building equity in the house during the rental period.

Maintenance is also different. Unlike a traditional lease agreement where the landlord is responsible for all repairs, in the rent-to-own contract, you’ll be responsible for the upkeep of the property. Most tenants and landlords consider it a fair agreement since, typically, the tenant will own the house eventually.

Other Details

Until your exercise your right to purchase, the property is legally owned by the landlord. Yes, even if you have made significant repairs and have invested several months of “equity,” you’ll still have to comply with the terms of the rental agreement. If any of the conditions are violated, the purchase option is voided. You’ll lose your option fee as well as the escrow percentage of the monthly rent payments.

Risks and Benefits

Many consider a rent-to-own agreement because they lack funds for the down payment, or their poor credit has made them temporarily ineligible for a mortgage (remember that poor credit can be improved!). With a rent-to-own arrangement, a tenant will be able to gradually build equity in a property while still having the possibility to opt out. However, financially, this could make the situation worse. If you choose not to exercise the right to purchase the property or fail to come up with the funds for the purchase, you could lose all of the funds you accumulated on the escrow account.

If you have poor credit or zero funds to purchase a home, you have other options other than rent-to-own contracts. Call Tara Mortgage Services for a free consultation to learn about your options!

 

 

 

Connect with nearly 600 other Real Estate professionals! Join Alex Deacon’s Real Estate Networking Workshop group on MeetUp.com today, and be the first to receive updates regarding Alex’s FREE monthly workshops!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
590 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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REDUCED! Wonderfully remodeled home at 1321 Oakridge in South Fayette!

DHREA 30/11/2018

 

Click the image above or this link for full property details, or click the video below to connect with Ashley Johnston on Facebook!

 

 

 

 

Connect with nearly 600 other Real Estate professionals! Join Alex Deacon’s Real Estate Workshop group on MeetUp.com! Click the box below!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
589 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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UPDATE! 109 Crescent Hills Rd in Penn Hills is BACK ON THE MARKET!

DHREA 26/11/2018

This cozy home in Penn Hills has been nicely renovated and is ready for you to move right in! The unique architecture stands out in the quiet neighborhood of Crescent Hills. Upon entering to the right you are greeted with a freshly painted living room with fireplace and new hardwood floors. To the left is the updated eat-in kitchen with new cabinets and stainless steel appliances. In the back of the house is the door leading to enormous deck, perfect for a grill and fire pit to enjoy the upcoming Pittsburgh fall. Upstairs there are three bedrooms, including a large master bedroom and new full bathroom. 109 Crescent Hills is a gem waiting for the next family to call it home! Click here for full property details!

 

 

 

Join nearly 600 other real estate professionals in Alex Deacon’s Real Estate Networking Workshop group on MeetUp.com! Click below!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
589 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

 

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

 

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DHRE DIY Blog: Make A Home A Home!

DHREA 14/11/2018

welcomehome

 

The key to any living situation is making “a home feel like a home”. Whether you own or rent, a little elbow grease and creativity can go a long way. Here’s some quick and easy examples of how to make your home feel more like a home.

1. SHOW YOUR STRENGTHS

If you are someone who is crafty and clever, don’t take for granted your skill. If you own a staple gun, update you bedhead, armchair, or dining chairs at the cost of the fabric only. Competent sewers should consider recovering lampshades, cushion covers and whipping up some curtains. You might have a knack at photography or be a gifted artist. Here again, don’t undervalue your skills. Instead, consider creating some pieces for your wall. You will be updating your space at a low cost and can also have the satisfaction of knowing it is the result of your own handy work.

2. PERSONALIZE

Displaying photos in the house is a no-brainer for personalizing your home, but how you do it can make or break your space. Group photos together to create a gallery wall for an effective contemporary look. Avoid using small photos which can get lost on the wall and create clutter. Similarly, your book collection is uniquely yours so empty your books out of their storage boxes and display them in your home. Whether stacked on bookshelves, piled in a tower on the floor or plumping up a vignette, books are an ideal way to personalize your space.

3. GO GREEN

If I’ve said it once, I’ve said it 100 times: Greenery in the home provides life. While some will argue this, we all need more plants in our interiors. A large plant is an ideal way to fill out a corner and there’s no reason to stop at one. A collection of different plants in varying heights and in varying pots creates interest, lushness, and vitality.

4. BE A SOFTY

A home to me should be a like a big fuzzy bear hug – a place you feel comfortable and at ease. Pay special attention to the soft furnishings in your home to simply soften up your space. Cushions, rugs, curtains, bed quilts, and towels, are those pieces that create a layered, welcoming, and homely look and feel. And strive for diversity in your materials and patterns to create added interest.

5. HAVE FUN

When styling any space be willing to play around with your furnishings until you can stand back and feel a sense of pride and satisfaction. There are interior styling ‘rules’ which you can apply to help you in the process, but it is largely intuitive and requires a lot of play. Add, delete, shift, delete, shift, add, shift, delete, delete, delete! I suggest waiting until you’re home alone, playing your favorite tunes, getting in the zone, and then play the day away.

6. LOOK FOR UNIQUE BARGAINS

It might be time to step out of your comfort zone and seek out some fun and interesting furniture and homeware retailers. Not only can discovering new suppliers provide a fresh source of inspiration, but often the more diversely you shop, the more diverse your space becomes. And don’t be afraid of second hand stores and antique dealers…sometimes the most obscure find can really satisfy your taste for unique decor.

 

 

Join nearly 600 other real estate professionals in Alex Deacon’s Real Estate Networking Workshop group on MeetUp.com! Click the box below!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
586 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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NEW LISTING! Recently gutted and rehabbed gem in Washington, PA!

DHREA 06/11/2018

 

🎈 NEW LISTING! 🎈

Recently gutted and fully rehabbed inside and out. NEW ROOF 2017. Open concept with high ceilings and recessed lighting. Click the the pic above or this link, or contact Corey Drexler about this property today!

 

 

 

 

Don’t miss the final Alex Deacon Real Estate Workshop of 2018!!! We’ve opened up the room for extra seating due to our growing attendance. Click below to connect with Alex on MeetUp.com, network with nearly 600 other Real Estate Professionals, and RSVP to the November workshop!

Virtual Bus Tour of Current and past rehabs

Saturday, Nov 10, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

34 Members Attending

We have done a few actual bus tours in the past but with the strong turnout I dont like to have to turn down folks due to the high volume of requests. Our next workshop in November we will do a virtual tour of some current and past projects and show you where to spend your money wisely and where you can and cant cut corners in order to stay profita…

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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