Tag Archives: Blog

Insulate Your Windows and Cut Your Heating Costs Down!

DHREA 24/09/2018

bubblewrap

 

Winter is coming, and so are cold drafts and high energy bills. One area that often goes overlooked in preparation for autumn/winter is making sure your windows and doors aren’t leaking in cold air.

If your leaking problem is from loose fitting window sashes or a poor fitting door, the simplest and cheapest method would be to purchase some self-adhesive foam weather stripping. This rolled product can be easily installed at the bottom of a window or around the outside edge of the door frame. Select the smallest size that will help seal the gaps, then just peel and stick. Too large and you may have difficulty closing the door etc.

Another good window treatment is the clear plastic window film that mounts to the frame of the window. Use a hair dryer to “stretch” the film, thus sealing any air leaking in around the sides or through poorly glazed panes.

Get a window insulator kit. It is made of a clear, plastic material that goes over the window, with double-sided tape around the edges to seal it. It’s easy to set up and helps a lot with drafty windows.

If you can actually see the gaps in the windows, a can of “Great Stuff” or something similar would probably do the trick. It’s an expanding foam that you spray into gaps.

Or you could use a squeeze tube of “DAP Silicon II” and run a bead of it around the window. This is perfect if you either don’t have a caulking gun, or don’t want to buy one. Instead, you can use a “squeeze it yourself” tube of Silicon II.

As for doors, a great short term fix is just rolling up an old bath towel and put it along the bottom of the door as a draft blocker! Old school? Absolutely. But, amazingly effective and inexpensive.

 

 

 

We have an announcement regarding October’s Workshop coming VERY SOON! Join Alex Deacon’s Real Estate Workshop group on MeetUp.com today for the latest updates, and the chance to network with over 500 other real estate professionals!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
527 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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#TBT: The Connection Between Pittsburgh and Bob Marley’s Final Performance

DHREA 20/09/2018

bobmarley

 

On September 23rd, 1980, Bob Marley performed what would be his last ever live concert at the Stanley Theatre in Pittsburgh. Three years earlier, Marley had been diagnosed with cancer and chose to continue to record and tour, even though his health was rapidly deteriorating. In the summer of 1980, he and his group The Wailers played their biggest concerts ever in Europe to tour for the ‘Uprising’ album released in May that year.

After the European tour, the band flew to America for tour dates in Boston and New York. Two days before his concert in Pittsburgh, Marley collapsed while jogging around Central Park in NYC. Doctors subsequently discovered a brain tumor and gave him one month to live.

However, ever the strong soul, Marley and the rest of the band wanted to keep playing and honor the sold-out Pittsburgh gig. With his illness worsening, the rest of the tour was cancelled and Bob Marley lost his battle with cancer in a Miami hospital on May 11, 1981 at the age of 36. He was given a state funeral in Jamaica ten days later.

When music promoter Rich Engler booked Bob Marley and the Wailers for a 1980 show in downtown Pittsburgh, he already knew that the 16-song set he’d booked for was going to one of Marley’s best. Here’s a fantastic interview with Engler discussing how the concert came to be, along with footage of that magical and historic night.

Bob Marley was a music pioneer, a true humanitarian in every sense of the word, and his last concert was right here in the Steel City. There’s a level of poetic justice only true Pittsburghers would understand.

 

Connect with over 500 real estate professionals and get the latest updates for Alex Deacon’s FREE workshops!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
520 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

 

 

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#TaraMTG Tuesday: The Trick to Winning a Home Bidding War

DHREA 18/09/2018

 

(Every Tuesday we feature a blog from one of our fantastic affiliates, Tara Mortgage Services!)

 

There’s more than one way to win a bidding war. If you find yourself competing with multiple offers on the same house, know that there are others ways to sway favor in your direction other than offering more money.

The trick is to make your offer stand-out and to encourage the seller to make an emotional connection with it. You can think of it as a way to “sell your offer” to the home seller, and, in our experience, an offer letter is a perfect way to do it.

An offer letter is pretty simple, just like any other letter or email you write, and it accompanies your bid on the home.

Here’s a quick overview of key points to include in your offer letter:

1. Talk about what you love about the house

The seller likely spent years in the home and possibly raised a family in it, so they will probably have a strong emotional attachment to the property. Highlight the memories you hope to create in the home and acknowledge the hard work put into it. You can also mention any specific upgrades they’ve recently included and how much you admire the improvements.

2. Make it (just a little) personal

It’s helpful to reveal a little about yourself to the seller –but not too much. You can provide a short explanation of why you chose this particular house over other homes such as because it reminds you of your childhood home or you grew up in that community and want the same for your children. Whatever the reason, share it with the seller and let him know you’re the right buyer for the home.

3. Don’t mention any plans to remodel the house

While the sellers may realize that certain upgrades are necessary, most of the time, they don’t want to hear about it. The seller may have invested thousands of dollars to fix up the property, so they certainly don’t want to hear about plans to undo their work. Keep renovation plans to yourself.

4. Discuss your ability to afford the house

Include a pre-qualification letter with your offer and offer letter, so the seller knows you can afford the property. If the buyer is looking to make a quick and no-fuss sale, your pre-qualification letter may be just the thing to convince them to choose your offer.

5. Do you have anything in common with the seller?

You might also want to mention anything you have in common with the seller. Look for clues as you walk through the house and take mental note of any commonalities you have with the seller. Sometimes, it’s the little things (like both having a German Shepherd) that make a big difference.

6. Promise to take care of the home

A seller who invested to much time and effort into the home will prefer a buyer who will take care of the legacy. Include a promise to maintain and keep the house in excellent condition—whether you follow through on not making any changes is up to you. It may seem like a trivial thing to include in your letter, but it can have a tremendous impact on sentimental sellers.

7. Keep it short

Your letter should be both compelling and thorough but keep it brief. You want your letter to stand out, but you certainly don’t want to seem pushy nor do you want to overwhelm the seller with several pages of pleading. Keep your letter short, sweet and, optimally, a page or less in length.

Money isn’t the only way to compete in a competitive housing market. An offer letter and pre-qualifying letter can sometimes be more convincing than adding a few thousand to your bid.

Ready to get a pre-qualifying letter? Or maybe you’re just curious as to how much home you can afford? Contact Tara Mortgage Services with your questions today!

 

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

 

 

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Here Comes the Rain. Be Prepared for Flooding!

DHREA 17/09/2018

Here are flood tips from the Department of Homeland Security. GIve it a read so that, no matter where you may be, you will know what to do in case of an extreme event. It’s always better to be safe than sorry!

FLOODS

Flooding is a temporary overflowing of water onto land that is normally dry. Flooding may happen with only a few inches of water, or it may cover a house to the rooftop. There are many possible causes of floods including heavy rain or snowmelt, coastal storms and storm surge, waterway overflow from being blocked with debris or ice, or overflow of levees, dams, or waste water systems, Flooding can occur slowly over many days or happen very quickly with little or no warning, called flash floods.

Where

Flooding can happen in any U.S. state or territory. It is particularly important to be prepared for flooding if you live in a low-lying area near a body of water, such as near a river, stream, or culvert; along a coast; or downstream from a dam or levee.

When

Flooding can occur during every season, but some areas of the country are at greater risk at certain times of the year. Coastal areas are at greater risk for flooding during hurricane season (i.e., June to November), while the Midwest is more at risk in the spring and during heavy summer rains. Ice jams occur in the spring in the Northeast and Northwest. Even the deserts of the Southwest are at risk during the late summer monsoon season.

BASIC SAFETY TIPS

  • Turn Around, Don’t Drown! ®
  • Avoid walking or driving through flood waters.
  • Do not drive over bridges that are over fast-moving floodwaters. Floodwaters can scour foundation material from around the footings and make the bridge unstable.
  • Just 6 inches of moving water can knock you down, and one foot of moving water can sweep your vehicle away.
  • If there is a chance of flash flooding, move immediately to higher ground.
  • If floodwaters rise around your car but the water is not moving, abandon the car and move to higher ground. Do not leave the car and enter moving water.
  • Avoid camping or parking along streams, rivers, and creeks during heavy rainfall. These areas can flood quickly and with little warning.

FLOOD WATCH

Flood Watch = “Be Aware.” (Conditions are right for flooding to occur in your area.)

Steps to Take

  • Turn on your TV/radio/phone. Sounds comical, but you will receive the latest weather updates and emergency instructions.
  • Know where to go. You may need to reach higher ground quickly and on foot.
  • Build or restock your emergency preparedness kit. Include a flashlight, batteries, cash, and first aid supplies.Prepare Your Home
  • Bring in outdoor furniture and move important indoor items to the highest possible floor. This will help protect them from flood damage.
  • Disconnect electrical appliances and do not touch electrical equipment if you are wet or standing in water. You could be electrocuted.
  • If instructed, turn off your gas and electricity at the main switch or valve. This helps prevent fires and explosions.

FLOOD WARNING

Flood Warning = “Take Action!”  (Flooding is either happening or will happen shortly.)

Steps to Take

  • Move immediately to higher ground or stay on high ground.
  • Evacuate if directed.
  • Avoid walking or driving through flood waters. Turn Around, Don’t Drown! Just 6 inches of moving water can knock you down and one foot of moving water can sweep your vehicle away.

AFTER FLOODING

  • Return home only when authorities say it is safe.
  • Be aware of areas where floodwaters have receded and watch out for debris. Floodwaters often erode roads and walkways.
  • Do not attempt to drive through areas that are still flooded.
  • Avoid standing water as it may be electrically charged from underground or downed power lines.
  • Photograph damage to your property for insurance purposes.

MAKE A FLOOD PLAN

  • Know your flood risk.
  • Familiarize yourself with local emergency plans. Know where to go and how to get there should you need to get to higher ground, the highest level of a building, or to evacuate.
  • Make a flood emergency plan for the relevant type/s of local flood risk with plans such as evacuation, shelter, locations for high ground.
  • Build or restock your emergency preparedness kit, including a minimum of 3 days of food and water, flashlight, batteries, cash, and first aid supplies.
  • Consider buying flood insurance.
  • Stay tuned to your phone alerts, TV, or radio for weather updates, emergency instructions, or evacuation orders.

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Get the latest updates on Alex Deacon’s Real Estate Workshops, and network with over 500 real estate professionals in the process! Click the box below!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
517 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

 

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

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When is a permit needed for a remodel or home improvement? Read below!

DHREA 12/09/2018

permit

When it’s time to remodel or make improvements to your home, you may wonder whether you need a permit. For many projects, having a permit from the city government is crucial because the changes to your home go on record with the city, and it ensures inspectors will check for any red flags.

For example, if you rewire your home incorrectly, there could be exposed wires, potential for short circuiting and electrocution. This could lead to extensive repairs like wiring your home again, which could cost hundreds to thousands of dollars. Also, when you try to sell or refinance your home, buyers and lenders want to know that your remodels comply with building codes, so you need to have proof via the permits from the city.

How do you determine which remodels and renovations require permits? Most contractors will know ahead of time, but it’s good for a homeowner to be aware and avoid fraud or future repairs. The general rule of thumb is that structural, electrical, plumbing or mechanical work will require a permit, but here’s more information:

Remodeling with a Permit

When speaking with a general contractor about permits, here are some projects that will always require one or more:

  • Fencing Installation or Repair:  When you install or repair a fence, it’s important to check with your city to see if there is a height restriction. Some cities and even suburbs have certain heights that fences can’t go past. Be sure to have a fencing contractor check about such restrictions to avoid having to cut the fence or take it down after installation.
  • Window Installations:  When you install new windows that are bigger than your old windows, a permit is required to cut holes for them. This will also include cutting holes for skylights and new doors with windows, so a window professional will need to acquire those permits.
  • Plumbing and Electrical Work:  When installing or replacing plumbing, you will most likely need a permit. The same rule applies when installing or replacing electrical wiring, whether it’s an outlet, switch, ceiling fan or overhead lighting. The cases where you won’t need a permit include smaller projects like repairs and light fixture installations.
  • Structural Changes:  When you make any kind of structural changes to your home, the contractor will need to get a permit. This may include changes to the load-bearing walls, balconies, decks, porches, roofs or foundation flooring.
  • Heating Maintenance:  If you replace the water heater, the heating contractor you’ve hired to do the work will need to get a permit. Changes to the ventilation system, gas and wood fireplaces and ducts will also require a permit. This does not include filter changes, motor lubrication or equipment cleaning.
  • Additions and Remodels:  Additions, new construction, remodels, repairs, replacements, upgrades and any other additions and remodeling projects totaling $5,000 or more will require a permit. This will include detached structures like garages, sheds and platforms. Exceptions to this rule include construction that’s less than 200 square feet, as well as painting, carpeting and wallpaper.

Renovating Without a Permit

There will be some projects that won’t require a permit ahead of time, like small plumbing and electrical projects. Other projects you can do without a permit include:

  • Painting and wallpapering
  • Installing flooring like hardwood, carpeting, linoleum or vinyl tile
  • Minor electrical repairs
  • Installing new countertops
  • Installing or replacing a faucet
  • Landscaping work

Trust in the Pros

If you aren’t certain whether or not you need a permit, you should hire a professional. A pro will have the background and experience to determine if your project is extensive enough to require an inspector to check for any red flags afterward. Professionals will usually be the ones to acquire the permit, so they also know what kind of paperwork to fill out and the type of permit to obtain. Relying on a professional will allow your project to be completed in a timely manner.

 

Join Alex Deacon’s Real Estate Workshop group and connect with over 500 members! Click the box for more details and event updates!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
514 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

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Remembering 9/11

DHREA 11/09/2018

911neverforget

Seventeen years ago, the pulse in this country changed forever. I typically like to write loose and upbeat stories of Pittsburgh’s past, or give little tips and tricks to help with upkeep for your home or rental. Today is a little different.

Today, I just wanted to take a quick minute and bring everyone together to give thanks and reflect on the sacrifices made by NYC’s first responders and every man and woman who has served this country since the horrific tragedy on September 11th, 2001. I wanted to take a quick minute to reflect on the lives lost so they are never forgotten. And I wanted to take a quick minute to reflect on this county’s will to rise from the flames stronger than ever, and show resolve like no other country on the planet.

So, as we relish watching our favorite football team taking the field this past weekend, let’s “never forget”, as the saying goes. Remember, you don’t have to love your government to love your country. As politics has gotten stranger than ever, it’s time we come together and show all of the powers that be we can not be divided anymore. These colors don’t run. And even during the most turbulent of times, let’s show the traditional American values of looking out for our fellow man and woman have never been stronger.

Thank you to those who served. The first responders. The brave men and women who sacrificed everything for us. And thank you to those affected directly from that horrible tragedy for showing the world your resolve to become stronger. Now let’s honor those men and women by coming together, even for one day, and show the world that no matter how divided we seem, America has never been stronger.

 

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

 

 

 

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The Ultimate Autumn Preparation Checklist

DHREA 10/09/2018

 

FallChecklist

 

Well…the weather turned on us quick, didn’t it? Since we’ve skipped straight to feeling like it’s the end of October, we thought it would be best to start preparing early.

Taking care of your home heading into the fall season can reduce short and long term home improvement costs, heating bills, and improve the overall quality and sustainability of your home. This list should cover most, if not all, of your bases. As always, please do not take on a project you may not be able to handle! 

 

  • Have your wood-burning fireplace inspected, cleaned and repaired to prevent chimney fires and carbon monoxide poisoning.
  • Wrap water pipes that run along exterior walls with heating tape. It will save energy and prevent them from freezing.
  • Clean and replace filters in your furnace or heating system. Contact a licensed heating contractor to inspect and service your gas heater or furnace to avoid carbon monoxide poisoning. Your local utility company will often provide this service for free.
  • If you use a hot water system for heating, drain the expansion tank, check the water pressure, and bleed your radiators.
  • Check the attic to make sure the insulation is installed properly. The vapor barrier on insulation should face down toward the living space. If it is installed incorrectly (with the vapor barrier facing up) then the insulation will trap moisture causing possible water problems. Cut slits in the vapor barrier to allow moisture to escape. To install attic insulation, unroll the insulation with the paper side out. Install small pieces of insulation between the joists on the attic floor. Be careful not to step between the joists.
  • Regularly clean gutters and downspouts. Make sure all drainage areas are unblocked by leaves and debris. Consider installing gutter guards to make the job a lot easier.
  • Use a screwdriver to probe the wood trim around windows, doors, railings and decks. Use caulk to fill the holes or completely replace the wood.
  • Lower humidity and cooler (not yet cold) temperatures make fall a good time to paint the exterior of your home.
  • Inspect your roof, or hire a licensed professional to examine your roof for wear and tear. If the shingles are curling, buckling or crackling, replace them. If you have a lot of damage, it’s time to replace the entire roof. Also, check the flashing around skylights, pipes and chimneys. If you have any leaks or gaps, heavy snow and ice will find its way in.
  • To prevent exterior water pipes from bursting when the weather gets below freezing, turn off the valves to the exterior hose bibs. Run the water until the pipes are empty. Make sure all the water is drained from the pipes, if not; the water can freeze up and damage the pipes.
  • The change in temperature and humidity and normal wear and tear can cause window seals to crack and shrink. Check your windows and doors inside and out for leaks and drafts. Caulk cracks or install weather stripping around windows and doors, including the garage door. Replace screens with storm windows and clean them if needed.
  • Fall is the perfect time to divide or move perennials. Remove dead annuals and mulch hardy perennials. Annuals typically die when temperatures drop below freezing. But perennials often appear as though they too have bitten the bullet. That’s because their top growth dies back, although in most cases the root ball is hardy enough to survive even extreme temperatures, especially if it’s covered with a layer of mulch.
  • The best time to mulch perennials is after the first hard freeze. Just make sure you don’t cover the crown or center of the plant, because that can lead to rot.
  • Clean garden tools before storing for the winter.
  • Trim dead branches out the trees to prevent them from coming down and causing damage in a winter storm.
  • Rake up the thick layers of leaves that settle on lawn surfaces. Large leaves in particular, especially when they get wet, can compact to the point where they suffocate the grass below and lead to all kinds of insect and disease problems. So it’s a good idea to routinely rake or blow them off the lawn or, better yet, use a mulching mower to shred them into fine pieces.
  • Put the raked leaves in the compost pile or use as a mulch. Whatever you do, don’t waste fallen leaves because they’re an excellent source of nutrients and organic matter. You can also add them to flower beds to put a winter blanket on your garden.
  • Fall is a good time to aerate your lawn; it will allow moisture and nutrients to get into the roots. When you’re done, spread fertilizer then grass seed.
  • This will be the ideal time to sow cool-season grasses such as fescue and rye – it will give them the opportunity to germinate and develop a good root system before freezing temperatures arrive. It’s also the right time to fertilize turf grasses, preferably with slow-release, all-natural fertilizer. When given adequate nutrients, turf grasses have the ability to store food in the form of carbohydrates during the winter months. That will mean a better-looking lawn come spring.
  • Pests love attics because they are full of nice warm insulation for nesting, and they offer easy access to the rest of the house. With gable vents that lead into the attic it is a good idea to install a screen behind them to keep those critters out.
  • Even after closing off those entryways, pests can still find a way in. The first place to check for any unwanted guests is under the kitchen cupboards and appliances.
  • Each fall, check carbon monoxide detectors and smoke alarms and put in fresh batteries. These are very important detectors to have in a home. A smoke alarm can save lives in a house fire. A carbon monoxide detector can also save lives if a home has oil or gas-burning appliances, like a furnace or water heater.
  • Carbon monoxide is an invisible, odorless byproduct of burning oil or natural gas, and it can be deadly. For just a few dollars, a carbon monoxide detector will sound an alarm if the levels get too high.
  • Always install carbon monoxide detectors according to manufacturer’s instructions. Generally they should be installed near each potential source of carbon monoxide, and within ear shot of the living and sleeping areas.

 

 

If you haven’t joined Alex Deacon’s Workshop group, what are you waiting for? Connect with over 500 other real estate professionals!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
510 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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#TBT: WPXI (WIIC) Launches

DHREA 06/09/2018

WIIC

 

A little over 61 years ago this week, Pittsburgh television changed forever.

WIIC-TV signed on in 1957 as Pittsburgh’s third VHF station. The licensee was WIIC Incorporated, a cooperative of the Pittsburgh Post-Gazette (owner of WWSW) and Pittsburgh Radio Supply House (owner of WJAS). The license was issued in 1955, but sign on was delayed because WENS-TV’s application for the license had been denied and the decision was being challenged.

Meanwhile, CBS had signed with WIIC to be its exclusive network. The delayed sign-on led to CBS going full time on KDKA-TV and NBC signing with WIIC. It was at this time that NBC’s radio arm purchased WJAS-AM/FM to fulfill all conditions of the license. Bill Cardille signed the station on the air September 1, 1957 and he became the face of the station hosting many programs as well as serving as a weather man. WIIC was sold to Cox Enterprises in 1964.

In 1981, the calls were changed to WPXI (Pittsburgh XI – Roman Number “11”). For the first 50 years, Channel 11 was located atop a hill in Fineview on Pittsburgh’s North Side. The location became known as “Television Hill” and “11 Television Hill” became the de facto address. WPXI built a LEED-certified TV station up the road in the neighborhood known as Summer Hill.

The station moved in in 2007. The original intention was to move the transmission tower as well, but neighbors complained due to the the proximity of the WPGH and KDKA-TV towers. The WPXI transmitter remains atop “Television Hill” but most of the former studios were razed leaving the transmitter building for the TV station. The tower also houses transmission antennae for WWSW-FM (94.5) and WSHH-FM (99.7). In 2013, WPXI activated a translator signal on Channel 33 in New Castle to improve reception to the region.

So Happy Birthday, WPXI! Or Channel 11! Or WIIC! No matter what you grew up calling the station, 61 years of broadcasting is a special feat!

 

Alex Deacon’s Real Estate Workshop this Saturday has grown! We’re adding chairs to the room. Secure your spot by clicking the box below!

Zero Money Down is not Impossible

Saturday, Sep 8, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

47 Members Attending

I know it sounds too easy to be true and I often preach that if it sounds too good to be true then it probably is. In this case I am confident saying that this can be done regardless if you have been in the business as long as I or if you are new to the business of Real Estate Investing. I am going to show you the step by step process to start your…

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Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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DHRE Food Corner: Try This Fantastic Rustic Pinto Bean Chili Recipe!

DHREA 04/09/2018

 

Every once in awhile, we stumble upon a recipe we can’t help but share. We like to break away from the tedium of real estate post after real estate post from time to time, and we’ve never been ones to shy away from taking a second to write about great food. We’re really not sure what that says about us, but we’re sure our doctors could tell you more.

All jokes aside, chili is a quick comfort food everyone seems to love and have their own take on.  We found this recipe from the really great site JenReviews.com, and we couldn’t help but share. We strongly encourage you to go to the original posting on JenReviews.com to view full directions, but here’s a brief outline of what you’ll need. Bon appe….go eat!

Rustic Pinto Bean Chili Recipe

Course Side Dish
Cuisine Mexican
Prep Time 10 minutes
Cook Time 20 minutes
Total Time 30 minutes
Servings 4 people

Ingredients

  • ½ tsp of ground cumin
  • ½ tsp black pepper
  • 3 cloves of garlic you can add more or less depending on personal preference
  • 1 red onion
  • A handful of coriander
  • 1 level tsp smoked paprika
  • Mixed herbs of your choice – I used thyme marjoram, parsley, oregano, sage and basil.
  • Coconut oil any oil will do, I just love the smell of coconut oil!
  • Cherry tomatoes
  • 100 g vegan mince you can switch this out with a mince of your choice or omit it completely
  • 2 cans of pinto beans
  • 2 cans of chopped tomatoes
  • 1 can of sweet corn

Instructions

  1. Prepare your ingredients – mince the garlic, chop the onion, cherry tomatoes and coriander, drain the pinto beans
  2. Heat oil in a large pot on medium heat, add minced garlic and chopped onions. Fry until garlic is golden brown and onions translucent
  3. Add cherry tomatoes and fry until slightly charred
  4. Add sweet corn and vegan mince. Fry for 2-3 more minutes
  5. Add canned tomatoes and seasonings, cook on medium for 5 minutes
  6. Serve

 

 

Alex Deacon’s Real Estate Workshop is this Saturday! Secure your seat in the room today….click below!

Zero Money Down is not Impossible

Saturday, Sep 8, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

33 Members Attending

I know it sounds too easy to be true and I often preach that if it sounds too good to be true then it probably is. In this case I am confident saying that this can be done regardless if you have been in the business as long as I or if you are new to the business of Real Estate Investing. I am going to show you the step by step process to start your…

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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#TaraMTG Tuesday: The Difference Between Mortgage Brokers and Real Estate Agents

DHREA 04/09/2018

(Every Tuesday we feature a blog from one of our fantastic affiliates, Tara Mortgage Services!)

 

Two professionals will quickly become your best friends when you’re buying a home: your mortgage broker and real estate agent. How do they differ and how do they work together to help you with your home purchase?

How Do Mortgage Brokers and Real Estate Agents Differ?

Real estate agents work on the buying and selling part of a property while mortgage brokers focus on the financing side of the purchase. Here’s how that breaks down.

A real estate agent helps you to sift through potential homes to find the perfect one. They have access to property listings, have knowledge about the local market, and have information about the neighborhoods, including which areas are up-and-coming and reputations of local schools.

A real estate agent may introduce various home loan options, however, knowing which mortgage program works best for you is a mortgage broker specialty.

**Working with a loan officer instead of a mortgage broker? They work essentially the same way, that it, helping you to get the rate and home financing you need. The difference is that loan officers work with a specific lender while a mortgage broker works similar to an “independent contractor,” working with several lenders.

Both have their perks and both guide you in comparing home loan programs to ensure that you’re getting the best rate.

Common Responsibilities of Real Estate Agents

Real estate agents help you sell a property or help you to buy one.

Types of Real Estate Agents

Here’s a quick overview of the most commonly encountered real estate agents.

Real estate agent: This is a state-licensed position, and they help their clients through the selling or buying of properties. Each state has its licensing guidelines. However, the training and standards are somewhat similar throughout the country.

Real estate broker: This professional is usually the owner or manager of a real estate office, though some work independently. They have the same training as a real estate agent plus additional higher-level training as they are the ones reviewing contracts as well as managing the daily operations. Just like real estate agents, licensing for real estate brokers vary by state.

Realtor®: A Realtor® is the official name for a real estate agent or real estate broker who is also a member of the National Association of Realtors® (NAR). The NAR is a private organization with their own set of realty standards and code of ethics that members agree to follow. To recap, all Realtors® state-licensed, but not all real estate agents and brokers are Realtors®.

Responsibilities of Mortgage Brokers

A mortgage broker is worth his or her weight in gold. They provide a critical service when it comes to navigating your home loan options, so their profession is heavily regulated. Every state has their licensing requirements, but all mortgage brokers are trained, bonded, and act with your fiduciary interests in mind.

Mortgage brokers and loan officers help you in other ways too! Consider them a trustworthy source for your credit score questions, property investments loans info, down payment coaching, and much more.

Mortgage Brokers Be Real Estate Agents Too 

It’s possible for your mortgage broker also to be a licensed real estate agent. Some prefer this all-in-one service, while others like to keep their mortgage and home shopping separate. However, note that real estate agents cannot originate government-backed loans (like FHA loans, for example) on behalf of their client.

Working Together for Your Best Home Buying Interests

Buying a home is critical life decisions and investments you will ever make. That’s why we’re dedicated to guiding you through the initial process home loan applications and keep you in the loop every step of the way. Whether you are already working with a real estate agent or are looking for a trusted recommendation, Tara Mortgage Services are ready to team up with you to make your homeownership dreams come true! Contact us today!

 

Connect with over 500 Real Estate Professionals! Join Alex Deacon’s Workshop on MeetUp.com. Big event coming this Saturday!

Zero Money Down is not Impossible

Saturday, Sep 8, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

33 Members Attending

I know it sounds too easy to be true and I often preach that if it sounds too good to be true then it probably is. In this case I am confident saying that this can be done regardless if you have been in the business as long as I or if you are new to the business of Real Estate Investing. I am going to show you the step by step process to start your…

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

Read More