Monthly Archives: October 2018

DHRE DIY Corner: Improve In-Home Air Quality!

DHREA 19/10/2018

Sneeze

 

Runny nose. Itchy eyes. A massive headache. These are just a few ailments suffered by homeowners with poor indoor air quality, potentially as a result of smoke, dust, or other contaminants. According to the Environmental Protection Agency, people spend close to 90% of their time indoors, where air quality can be two to five times more polluted than the air outside.

Although anyone can suffer from poor indoor air quality, asthma/allergy sufferers, children, and the elderly are particularly sensitive. Fortunately, a few simple and affordable home improvements can go a long way to benefit your home’s air.

Avoid Scented Sprays
Despite their fresh scents, air fresheners and laundry products can emit dozens of chemicals. For truly fresh air, look for fragrance-free or natural products and skip aerosol sprays. Keep rooms ventilated by opening windows, and add a plant to help purify your air.

Control Dust
Household dust can trap chemicals and allergens. Some objects are prone to dust, such as rugs, upholstered furniture, and infrequently moved accessories. Opt for easy-to-clean or washable items to avoid dust getting trapped in your space. Try to avoid clutter at all costs! Large piles of “I’ll get to it later” is a vacation resort for dust.

Dehumidify Damp Areas
Moisture can attract dust mites, mildew, and mold. Your rooms should be kept at a safe 30% to 50% humidity level. An inexpensive indoor humidity monitor will check your home’s levels, and a basic dehumidifier can solve many moisture challenges.

Clean Floors Regularly
If you can, use a vacuum cleaner that is equipped with a HEPA filter and rotating brushes to remove dust and dirt from floors. Vacuum at least once a week, especially in high-traffic areas. A good vacuum will not blow dust or dirt out in the exhaust. Twice a month, use a microfiber mop on hard floors, skipping any chemical cleaning solutions in favor of warm water or a natural product.

 

 

Network with nearly 600 other Real Estate professionals! Join Alex Deacon’s Real Estate Workshop group on MeetUp.com today!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
571 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

 

 

 

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Another list? Where did Pittsburgh land #1 at this time?

DHREA 18/10/2018

 

Last week we wrote about the city of Pittsburgh making another “Top” list in Forbes, and here we are again. Another week, another publication, another list, another #1 spot for the Steel City. In the USA Today article listed below, Pittsburgh ranked tops in…JOBS! Another reason to love this wonderful city. Check out the great article at the link below and see what metrics were factored in to our ranking!

https://www.usatoday.com/story/money/2018/10/17/jobs-best-cities-employment-pittsburgh-st-louis/1663975002/

 

 

Join nearly 600 Real Estate professionals in Alex Deacon’s Workshop group today!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
571 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

 

 

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Catch up on Alex Deacon and Ian Hoover’s Real Estate podcasts!

DHREA 17/10/2018

 

If you haven’t been listening to our great podcasts, there’s never been a better time to start! With almost 40 hours of knowledge from Alex Deacon, Ian Hoover, and many other special guests, these audio clips are fantastic for ANY real estate professional. Listen below, or you can find us on Apple Podcasts and Google Music! 

 

 

 

 

 

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
571 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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#TaraMTG Tuesdays: Is A Reverse Mortgage Better Than A Traditional Mortgage?

DHREA 16/10/2018

(Every Tuesday we feature a blog from one of our fantastic affiliates, Tara Mortgage Services!)

 

Reverse mortgage versus a traditional mortgage…is one better than the other? The answer is that it depends on the situation. They have many similarities, but there are a few key differences that make reverse mortgages a better choice than a traditional mortgage. Or vice versa.

This article breaks down the basics of these two types of home loans to give you a general idea of when to choose one over the other. Because every situation is unique, we encourage you to call Tara Mortgage Services for personalized and honest home loan assistance.

Similarities Between Reverse Mortgages and Traditional Mortgages

One similarity that these home loans share is that they both allow you to borrow money based on your home equity. Both loans are also available with a few different options such as a fixed or adjustable rate or may government insured. An example of a traditional home loan that is insured by the government is an FHA loan while an example of a government-insured reverse mortgage is a HECM.

Differences Between Reverse Mortgages and Traditional Mortgages

The most notable difference is that there are no monthly payments required on a reverse mortgage. You pay as little or as much as you want when you want. This payment option is possible with a reverse mortgage because it works mainly by borrowing money against a home that you already own. With a traditional loan, you borrow money from a lender and promise to pay it back, plus interest, over several years.

A reverse mortgage is most often used to get cash out of your home. Although you can get cash out when you refinance with a traditional loan, most often people will refinance to a conventional loan to lower their monthly payments or get a lower interest rate.

When it comes to paying back the loan, with a traditional mortgage you pay it back every month for several years, as we mentioned above. However, with a reverse mortgage, you can choose to make monthly payments, pay off the loan through the sale of your home, or at your passing.

Which Loan is Right for You?

If you’re over the age of 62 and are looking at you home loan options, a reverse mortgage may seem pretty attractive. In many cases it is a better choice, but not always. Investments, lifestyle, immediate financial needs, and what you plan to in your trust for your beneficiaries are all items to consider before deciding on one option over the other.

If you are investigating these options for a parent of retirement age rather than for yourself, please forward this information to your parents. We’ve earned a reputation of trust and steadfastness –you can confidently recommend Tara Mortgage Services to your family and friends.

 

 

We’re coming off of our most successful workshops! Connect with almost 600 other real estate professionals. Join Alex Deacon’s Real Estate group today!!!

Alex Deacon Real Estate Networking Workshops

Carnegie, PA
572 Members

Learn investing from a local expert with a vast amount of experience in the Pittsburgh market. Alex started investing in 1993. We will review hands on examples, analysis, and …

Check out this Meetup Group →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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Throwback Thursday: The Pens’ First Victory

DHREA 11/10/2018

penguinswin

 

Back in 1967, the March of the Penguins began. The NHL welcomed in a new team based out of Pittsburgh, and one of the most storied franchises in hockey was born. The “first win” was inevitable, but the expansion Pens didn’t wait too long to net a victory. On October 13th, 1967, in their second NHL game, the Pens defeated the Blues 3-1. Check out the Throwback Thursday box score above!

 

ONLY 5 SPOTS LEFT! RSVP NOW!!!

How to find and analyze my next RE Investment

Saturday, Oct 13, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

70 Members Attending

This is our most widely asked for workshop. We do this a few times a year and it will contain the steps you can take right now with very little experience. You can implement these steps and start using them in your day to day investment journey. We will discuss and hit on a few very important ideas on how to do the following 1. Where to look for th…

Check out this Meetup →

 

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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FINAL CALL FOR SATURDAY’S REAL ESTATE WORKSHOP! (Extra seating added!)

DHREA 10/10/2018

 

🚨 FINAL REMINDER! 🚨

Alex Deacon’s Workshop group has over 560 members now, and we’ve opened up extra seating for this Saturday’s workshop! Please try to make this session. This workshop is very helpful to all RE investors. Our guest speaker Josh Caldwell is filled with immeasurable knowledge. RSVP now and secure one of our last spots!

 

How to find and analyze my next RE Investment

Saturday, Oct 13, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

62 Members Attending

This is our most widely asked for workshop. We do this a few times a year and it will contain the steps you can take right now with very little experience. You can implement these steps and start using them in your day to day investment journey. We will discuss and hit on a few very important ideas on how to do the following 1. Where to look for th…

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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Pittsburgh Makes Another Forbes Headline!

DHREA 09/10/2018

Pittsburgh is no stranger when it comes to making headlines in Forbes Magazine. The Steel City often appears in city lists like most livable, best place to retire, cities where you can stretch a dollar the most, etc, etc, etc. Who are they telling, we all know why we love this city!

Yesterday, Forbes honored us yet again. This time, discussing the contagious charm of the city. It’s an excellent read, and the link is below!

https://www.forbes.com/sites/rogersands/2018/10/08/the-contagious-charm-of-pittsburgh/#3a258efc4a96

 

The turnout for Alex Deacon’s real estate investment workshop this weekend is going to be huge! Alex opened up a couple extra seats…RSVP before the room closes!

How to find and analyze my next RE Investment

Saturday, Oct 13, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

62 Members Attending

This is our most widely asked for workshop. We do this a few times a year and it will contain the steps you can take right now with very little experience. You can implement these steps and start using them in your day to day investment journey. We will discuss and hit on a few very important ideas on how to do the following 1. Where to look for th…

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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#TaraMTG Tuesday: What To Expect The Day Your Home Loan Closes

DHREA 09/10/2018

(Every Tuesday we feature a blog from one of our fantastic affiliates, Tara Mortgage Services!)

“What happens on closing day and after?” That’s a question we get asked often.

On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also receive digital or paper copies of all the signed documents plus the keys to your new home.

It seems pretty cut and dry, and for the most part, it is! Most of the loan processing work will be complete by this point.

In the whirl of excitement that you’re moments away from becoming a homeowner, you might get confused on what’s actually going on on closing day.

Here’s a quick break down of what you can expect on the day your loan closes.

What To Expect The Day Your Home Loan Closes

There are several “parties” involved in making your loan possible, and they all play a part in your closing, too. Some of these parties include your loan officer or broker, your realtor, lawyer, underwriter, title company, seller, the seller’s realtor, and you.

Each party makes sure that all is correct and complete with your loan. The final “package” can be quite extensive which is why you’ll receive it several days before the actual closing date, giving you the time to look it over.

There are several documents that need signing. They may vary somewhat, however, for the most part, these are the documents you’ll be signing on closing day:

  • Closing Disclosure: This contains your final loan terms and details about your closing costs.

  • Mortgage Note: This is essentially a “promise” to repay the loan.

  • Mortgage or Deed of Trust: Lays out the details of what happens should you fail to repay the loan.

  • The Deed: This legally transfers ownership of the property to you.


Closing day is also when you’ll pay the closing costs and your down-payment. Remember that both of these payments should be done with a certified check, not cash or personal check. Be sure to also bring a copy of your proof of insurance (don’t worry, we’ll remind you of all of this on closing day) and that’s it!

If your possession date is the same as your closing date, you’ll receive your keys then. If your possession date is different, you’ll know about it ahead of time. It’s noted on your purchase agreement and we’ll make sure you’re clear on all the closing date details before you sign.


Post-Closing 

These are other things that’ll happen after closing. They’re not directly related to your loan but just a few things to keep in mind.

Offers in the Mail. Home sales are public record so be prepared to receive lots of mailed offers for home services, legal services, and maybe even mortgage protection insurance.

You may find some of these offers useful but research before committing. There are scammers that will send you an offer appearing as if it came from a reputable lender or other mortgage service provider.


Possible Payment Changes

Terms of your loan won’t change, that is, unless you have an adjustable-rate loan or if you refinance. However,  it may be possible for your payments to vary slightly due to changes in your escrow account.

For example, if the property taxes or insurance increases, your mortgage payments will also increase. Don’t worry about ever “overpaying.” If there are any overages in your escrow account, you’ll get a refund.


The home loan process has many moving parts right up to the very end, but we’re here to make it all clear and keep everything on track for you. You can count on Tara Mortgage Services to be your trusted resource for all your home and property financing needs.

SEATING ADDED! Alex Deacon’s RE workshop this Saturday is so popular, we’ve added extra seating to accommodate the demand! Alex is bringing in Josh Caldwell as his special guest speaker for added punch! RSVP below while seating is still available!

How to find and analyze my next RE Investment

Saturday, Oct 13, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

62 Members Attending

This is our most widely asked for workshop. We do this a few times a year and it will contain the steps you can take right now with very little experience. You can implement these steps and start using them in your day to day investment journey. We will discuss and hit on a few very important ideas on how to do the following 1. Where to look for th…

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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Reminder: Alex Deacon’s Next Real Estate Workshop is next Saturday, October 13th!

DHREA 05/10/2018

This is our most widely asked for workshop! We do this a few times a year, and it will contain the steps you can take right now with very little experience. You can implement these steps and start using them in your day to day investment journey. We will discuss and hit on a few very important ideas on how to do the following:

1. Where to look for the good RE deals
2. The ability to recognize a good deal so you are saving time and money
3. Then how to also quickly evaluate those deals
4. All the traditional and non-traditional ways to find good deals including the MLS, agents, websites, live and online auctions, target marketing and direct mailings, signs, networking with other investors, etc.

Our guest speaker Josh Caldwell hosts one of the largest investor groups in Western PA, REIA of Pittsburgh, where he organizes monthly meetings held every third Tuesday. Josh has been involved with RE investing for quite some time and also helped coach many other investors over the years. He will bring a lot of creative ideas to the table that will enable you to capture more RE leads and hopefully help your profitability!

 

How to find and analyze my next RE Investment

Saturday, Oct 13, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

41 Members Attending

This is our most widely asked for workshop. We do this a few times a year and it will contain the steps you can take right now with very little experience. You can implement these steps and start using them in your day to day investment journey. We will discuss and hit on a few very important ideas on how to do the following 1. Where to look for …

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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#TBT: Football Hits The Radiowaves

DHREA 04/10/2018

pittwvu21

 

97 years ago on October 8th, 1921, the fabled “Backyard Brawl” received a little bit of extra attention. At the time, the meeting was only the 17th between the University of Pittsburgh and West Virginia University. Over the years, Pitt vs. WVU became one of the most entertaining rivalries in all of college football. So, it’s only fitting in the infancy of the bitter rivalry, the two schools would make history together and become the first ever football game to be broadcast live.

KDKA Radio covered the game, and Harold Arlin held the honor of calling the first contest to hit the radio waves. To make things even more historic, the game was played at the iconic Forbes Field. The Panthers defeated the Mountaineers 21-13. The contest wasn’t as close as the score leads on, as the Mountaineers’ George Hill made the game look a little more respectable after a kickoff return for a touchdown on the final play of the game. Hail to Pitt!

If you really wanted to take a trip down memory lane, check out the original box score from the New York Times!

 

 

 

The room is filling fast! Don’t miss an opportunity to network with nearly 60 other real estate investors for Alex Deacon’s October Real Estate Workshop! Click the box below!

How to find and analyze my next RE Investment

Saturday, Oct 13, 2018, 10:00 AM

Hampton Inn Bridgeville
150 Old Pond Rd Bridgeville, pa

37 Members Attending

This is our most widely asked for workshop. We do this a few times a year and it will contain the steps you can take right now with very little experience. You can implement these steps and start using them in your day to day investment journey. We will discuss and hit on a few very important ideas on how to do the following 1. Where to look for …

Check out this Meetup →

Visit our affiliates!

MACE Property Management: www.PittsburghPropertyManagement.com

Tara Mortgage Services, LLC: www.Tara-MTG.net

HDH Settlement Services, LLC: www.HDHTitle.com

Burkhead Insurance Services: Burkhead.Insure

Bin There Dump That: www.PittsburghDumpsterRental.com

 

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